Banking and Financial Awareness Quiz Contest with Certificate

Organizer: The Department of Commerce, HKBK Degree College.

About the Quiz Contest

  • Topic: Banking and Financial Awareness Quiz Contest. test your banking knowledge.
  • Format: Online Quiz
  • Free Participants.
  • Open to All
  • Participants: Students of the Department of Commerce
  • Objective: To enhance knowledge about banks, financial systems, and current banking trends.
  • Recognition: All participants will be awarded e-certificates.
  • 15 MCQ Questions
  • All questions are compulsory.
  • Participants are requested to provide their properly registered Email ID.
  • Once the form is submitted, participants will receive the e-certificate.

Apply Link

For more details contact –
Phone ‪+91 99454 95963‬
Email Id – lavanya.bba@hkbk.edu.in

warm Regards,
Ms.Lavanya Naidu

Assistant Professor

100% Correct Answers Available Here

  1. Which monetary policy tool is used by the RBI to control inflation by increasing the cost of borrowing?
    *
    1 point
    CRR
    Repo Rate
    Reverse Repo Rate
    SLR
  2. Basel III norms are primarily related to
    *
    1 point
    Cybersecurity in banks
    Capital adequacy and risk management
    ATM operation standards
    Foreign exchange guidelines
  3. The main objective of Financial Inclusion in India is to
    *
    1 point
    Promote online shopping
    Provide affordable financial services to all sections of society
    Reduce bank employees
    Increase foreign investments
  4. Which body regulates the stock market in India?
    *
    1 point
    RBI
    SEBI
    IRDAI
    NABARD
  5. A Non-Performing Asset (NPA) is a loan where repayment is overdue for more thana
    *
    1 point
    30 Days
    90 Days
    120 Days
    180 Days
  6. Payment Banks in India are allowed to
    *
    1 point
    Provide credit / loans
    Accept deposits up to a limit (₹2 lakh)
    Issue credit cards
    Deal in foreign exchange
  7. “Open Banking” refers to
    *
    1 point
    Banks operating 24×7
    Sharing financial data through APIs with customer consent
    Banks with no service charges
    Branchless banking
  8. In RTGS, “Real-Time” means
    *
    1 point
    Processing happens at the end of the day
    Processing happens instantly during working hours
    Processing requires 24 hours
    Processing happens only on weekends
  9. Market risk, credit risk, and operational risk are part of
    *
    1 point
    SARFAESI Act
    Basel Norms
    FEMA Guidelines
    Insolvency Code
  10. The Banking Ombudsman Scheme aims to
    *
    1 point
    Issue credit cards
    Resolve customer complaints against banks
    Approve new bank branches
    Monitor bank employees
  11. CRR represents
    *
    1 point
    Percentage of deposits banks must keep as cash with RBI
    Reserve balance kept by banks in ATM
    Customer Required Reserve
    Consolidated Risk Ratio
  12. Which of the following is a secured loan?
    *
    1 point
    Education loan
    Gold loan
    Credit card loan
    Personal loan
  13. Priority Sector Lending (PSL) requires banks to lend to
    *
    1 point
    Multinational companies
    Government departments
    Agriculture, MSMEs, and weaker sections
    Stock market investors
  14. The Insolvency and Bankruptcy Code (IBC), 2016 aims to
    *
    1 point
    Promote foreign trade
    Provide a fast-track process for resolving stressed assets
    Monitor credit scores
    Introduce new currencies
  15. “FinTech” refers to
    *
    1 point
    Technology used by factories
    Technologies improving financial services (digital payments, lending, insurance)
    Only mobile wallets
    Only online shopping applications

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